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5 Things to Know When Pawning for the First Time

pawning


If things are a little tight on the financial side of things, pawning some of your stuff can be a great way to get some quick cash. Before you go bouncing off to your local pawn shop, check out this list to make sure you're well prepared for your first transaction.

Related Blog: What is the Difference Between Pawning and Selling?

Value vs. Worth.
Bear in mind that a pawn shop is a business, and like any other business, it needs to make a profit. Although your item may be worth a certain amount of money, the value that you're going to be able to obtain from the store will be less. Do your research and know how much your item is selling for online and in other stores, then set your expectations to less than that so you don't get sticker shock when the number you hear is less than the amount you've seen on shelves. As a guide, expecting about half of the item's worth is a decent rule of thumb to get you in a ballpark range.

Additional Dollars.
Back to the idea of profits, you're not going to be able to retrieve your item for the same amount of money that you were paid for it. There are extra costs, such as taxes and interest, that will be tacked on to your initial principal. In Florida, pawn brokers are permitted to charge up to 25% per month for interest and service fees.

Defaulting on Payments.
The duration of your loan is something that you and the store will mutually agree upon. In Florida, you'll have up to sixty days to make payment in full, including principle, interest, and other fees, in order to retrieve your item. When you default on a payment, the shop becomes the owner of the item, which means it can sell your stuff at will.

Contract Terms.
Make sure you get everything in writing, and ask as many questions as necessary to make sure you understand your contract. Pay attention to the fees and due date in particular.

Extensions.
If you will not be able to pay off your loan by the due date, extensions are often a good option. Brokers are not required to grant extensions in Florida, however, asking about the extension policy up front is a good idea.

If you're looking for a pawn shop in Sarasota and Bradenton that you can truly trust, contact us or stop by and see us at America's Super Pawn at any of our 3 locations!

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What is the Difference Between Pawning and Selling?

pawn or sellPawn shops offer a great way for you to get money quickly for items you have at home. You may not have realized that pawn shops offer options. You can sell your items or you can pawn them. So, what's the difference?

In general terms, selling is exactly as it sounds. In this scenario, you're exchanging an item that you own for money from the pawn shop. In doing so, you're giving up your rights to the item, and the pawn shop can do with it as it pleases once you've been paid an agreed-upon amount of money. Of course, the usual result is that your item will be sold by the pawn shop to another consumer.

On the other hand, pawning is a process whereby you're essentially getting a secured loan. You give the store an item that you own in exchange for an agreed upon monetary amount. The expectation in this case, however, is that you'll come back to retrieve your item on or before a specified date. Generally speaking, you'll pay a certain amount of interest to the store as a fee for the item's safekeeping. In the event that you don't return to retrieve your item and pay off your loan by the defined date, ownership of your item automatically transfers to the store, and your item will likely be put on the shelves for sale to the public.

Here are a few key terms to help you understand the differences:

        • Ownership. If you're selling your item, you lose ownership the moment money exchanges hands. To regain ownership, you'll need to actually purchase the item. If you're pawning your stuff, the pawn shop is essentially holding your item from you for a set duration. In this case, you maintain ownership until and unless you default on payment or don't return for it in time.

     • Interest. In a sale, there is no interest. You receive payment from the store at the time of the transaction, and that is the end of the relationship. When you're pawning an item, your relationship is much longer, tied by the extra money you must pay in addition to the initial loan.

     • Value. The value in a sale is often higher than the pawning option.

Do you have more questions about the differences between pawning and selling? "Like" our America's Super Pawn Facebook page, and get in on the conversation!

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Why You Should Purchase Instruments and Car Audio from a Pawn Shop

guitarsIt's no secret that buying new instruments can be an expensive proposition. If you want quality, you'll usually have to pay quite a bit extra for it. Whether you're buying a guitar, drums, drum cymbals or any other accessories, you probably expect to have to shell out a decent amount of money in order to buy anything worth holding on to. There's good news though and something that many musicians don't consider when trying to decide where to buy new gear. Instead of going to a specialty shop and paying a hefty premium, consider going to a pawn shop where many people sell their old, lightly used instruments. When you're trying to decide where to go, come check out the large selection of instruments that America's Super Pawn has to offer!

If you’re looking for something to play music, rather than you doing the playing, we also have a large selection of both used and new car audio supplies. We often have a large section of head units, speakers, amps, subs and accessories. Again, you have a great opportunity to pick up on quality, checked merchandise at a fantastic price! We make sure that what we buy is quality and in good selling condition, so you can count on your merchandise to deliver.

No matter what you need, you can find all kinds of great deals on used and new merchandise at America's Super Pawn. It's a fantastic way for you to save money and scoop up on a fantastic deal at the same time!

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Selling Your Electronics: Why Sooner is Better

electronicsIf you are like most people, it's likely you have a pile of electronics laying around your house. It's also likely that most of these electronics are still in really good shape, and were simply discarded when something newer with more features was released to the public. What you probably didn't know is that all of those old discarded electronics can be used more for than just collecting dust, you can sell them for cash!

What you shouldn't do is let your old electronic devices sit around your house any longer. The sooner you bring them in, the more money you stand to make because like most cars, the value of electronics decrease as time goes on. The demand for the item will be greater the newer it is.

The longer you hold onto the electronic devices you no longer use, the greater the odds are that parts can also become lost and when items are missing things like buttons, power cords, and other accessories, the item will not be worth as much.

Keep in mind that the newer the item, the higher the demand for it will be. The best time to pawn your electronics is as soon as you realize you no longer have a need for it. The demand for lightly used electronic devices is at its highest right after the newest version has been released.

The great thing about deciding to sell your used electronic devices is that not only will you have a less cluttered living space, you'll also have some extra cash in your pocket!

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March Birthstone: Aquamarine

aquamarineAquamarine, March’s birthstone, is a beautiful gem that’s perfect in just about any setting. Its name is derived from “aqua,” meaning water, and “marine,” meaning sea, and it’s a perfection description of this vibrant stone that’s reminiscent of the ocean. Legend even says that aquamarine can be found in a mermaid’s treasure chest and is capable of keeping sailors safe at sea.

Perfect for celebrating March birthdays and new mothers
March’s zodiac sign is Pisces, represented by a fish, so aquamarine is the ideal stone for people with March birthdays. In addition, it’s often traditionally given to new mothers. Stop by American Super Pawn to see what we have for that special person in your life who was born in March or who’s a new mom.

This gem has been around since before the Roman Empire, and it’s symbolic of safety and security. Myth even says it can rekindle love in a marriage!

The aquamarine birthstone is a member of the beryl family of gems, which makes it closely related to the emerald. Aquamarines are mined in countries such as Brazil, Pakistan, and the U.S.

Durable, yet beautiful
Rough aquamarines are easy to cut, so they’re able to be fashioned into creative cuts and shapes. Aquamarine stones are ideal in rings, bracelets, pins, necklaces, and more. They’re known for being durable and resistant to scratches, so they’re not only beautiful but also durable.

Aquamarines range in color from an elegant icy blue to an intense blue to a light bluish-green. Generally, intense blue stones are more expensive than lighter ones. They’re known for having very few imperfections, which is rare among gems.

These beautiful gems will go well with almost any skin tone and in virtually any setting. Stop by America's Super Pawn to see what aquamarines we have to offer or if you have one you’d like to sell or pawn.

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Why You Should Buy Your Engagement Ring from a Pawn Shop

ringYou finally found her, the one you want to spend the rest of your life with. Before you “pop the question,” there's the small matter of finding the perfect engagement ring. Before shopping at a traditional jewelry store, try shopping for an engagement ring at a pawn shop. Here are four reasons why you should buy an engagement ring at a pawn shop.

A Ring as Unique as She Is
You are much more likely to find an antique or vintage ring at a pawn shop than at a jewelry store. If you and your sweetie both love nostalgia or collecting antiques, then a pawn shop is the only place you will find that rare, vintage creation. With patience and diligence, you can find something that will thrill her senses and be as one-of-a-kind as she is.

A Great Honeymoon
Buying a previously enjoyed engagement ring is a great way to get a huge value. Purchasing a ring from a reputable pawn shop allows you to wow her and still do everything you want on your honeymoon. Purchasing a ring at a pawn shop empowers you to have more money for the rest of the aspects of wedding planning.


Solid Reasoning
An engagement ring should be a representation of your commitment to your future wife and your life together. You want something that will amaze her and show her how much you love her. If you find a ring at a pawn shop that makes you think of her beautiful smile and imagine what it will be like fifty years from now, buy it.

Final Touches
After you have found the perfect engagement ring, take some time to dress it up and make it as beautiful as she is. Have the ring professionally cleaned and place it in a beautiful box. Buying an engagement ring from a pawn shop does not make it second rate. It just means that you know your girlfriend well enough to know what she wants, no matter where it comes from. Now, all that’s left is to practice your line, “Will you marry me?”

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4 Things to Know When Pawning Jewelry

jewelryPawnshops are a quick, convenient way to convert the jewelry you no longer want into cash. They can also be a great way to pick up some nice pieces at low prices. When you want to buy and sell jewelry, there are a few things to keep in mind.

Choose the Right Pawn Shop
You're going to be happiest with the entire process of buying and selling jewelry when you work with a pawnshop that does an extensive trade in the jewelry business. America’s Super Pawn specializes in jewelry and can confidently offer you the best prices. As a buyer and seller, you'll be happiest with the selection you find here and the knowledge that the ASP team can offer you.

Get an Appraisal
Not sure how much you should be receiving for your jewelry? Having it appraised is your best bet to know. America’s Super Pawn has trained experts that can evaluate your jewelry, offering the best price possible.

Clean Up Your Jewelry
Before taking your jewelry to a pawnshop, invest in the time and effort to clean and buff your pieces. A clean, sparkling piece of jewelry can help you receive the best possible offer, as it appeals more to the buyer and shows that it’s been cared for.

Be Prepared to Haggle
A good rule of thumb when it comes to selling your jewelry at a pawnshop is that you should expect to get a certain percentage of it's value by haggling. To receive the best price, know the items real value and be prepared to haggle!

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Pawn Shop vs Thrift Shop

pawningWhen you are short on cash or have items that you no longer need, an easy way to sell or dispose of them is to go to choose to go to either a pawn shop or a thrift shop. There are pros and cons to choosing one or the other based on the type of items you have and whether you need money as a result of the exchange.

Fast Cash
If you need cash fast, then pawn shops are your best option because there is no waiting period to receive payment for your items. You would bring your item to a shop and the pawnbroker would determine its worth and make you an offer where the item would act as collateral for a short-term loan. The length of the loan and payoff terms would also be determined.

By paying off the loan in the time allotted, you may regain possession of your item. If you choose not to repay your loan, the pawnbroker is free to resell your item to recoup their money.

However, items that are brought to a thrift shop are usually considered charitable donations and you will not receive cash for them. Instead, you would receive a receipt for the value of your items that you could use later on to claim as a deduction on your income taxes.

Type of Items
While you can find a variety of items at pawn shops and thrift shops, a pawn shop is more likely to deal in higher-end items in very good condition at a reasonable price, including:
• Electronics
• Fine jewelry
• Musical Instruments

Many of the items sold at a thrift store may be household items or clothing sold at budget prices. The quality of items available at a thrift shop often varies more than those at a pawn shop. Items that can often be found at a thrift store include:
• Furniture
• Dishes
• Small appliances

For most, the choice between using a pawn shop or a thrift store is based on their financial need and often boils down to whether you want money right away or would prefer a tax deduction later on.

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February Birthstone: Amethyst

amethyst ringLove is definitely in the air during February. You want to discover fascinating and sentimental gifts at affordable prices. That's why you need to stop by America's Super Pawn for Valentine's Day, birthdays, anniversaries, and all those other special holidays in-between. Honestly, what could be more sentimental than presenting a loved one with a unique present featuring their very own birthstone?

What is the February Birthstone?

Amethyst, the February birthstone, is a mineral -- a part of the quartz family. It appears in transparent light to darker shades of purple, although the darkest shades are worth more. (In fact, royalty has treasured darker colors of amethyst throughout history.) Amethyst is usually found naturally in Brazil and Zambia.

The History of Amethyst's Meaning or Powers

Amethyst honors the Greek Goddess of the Hunt (and Childbirth), Artemis. Legends through the ages have boasted that amethyst could be worn to:
guard against drunkenness and seduction
provide calm and peace
bring emotional security and inner strength
help hunters capture animals
heal withdrawal symptoms from addictions
protect travelers
control evil thoughts
help business owners with shrewd financial decisions

Amethyst Gifts

Amethyst is most often featured in jewelry. If your special someone has a February birthday, check out our selection of items that feature the February birthstone. (And, don't forget that it's the gem for these wedding anniversaries: 4th, 6th, and 17th.) You may find:
• earrings
• rings
• necklaces or pendants
• brooches or pins
• bracelets
• keepsakes or home decor
Since amethyst is a gemstone fit for royalty, you can't go wrong buying it. So, bestow a precious gift of amethyst on your February-born treasured someone this year!

Do you happen to have any of items featuring amethyst? Stop in to talk to us about selling or pawning your items today.

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What to Look for When Buying or Selling Gold

sell goldConsidering how tumultuous the stock market and other investment opportunities can be, it really isn't a surprise that so many people have decided to take their hard earned money and use it to buy and sell gold. Not only is the value of gold steady, most people take comfort in purchasing something they can actually see and touch, something that isn't possible to do when investing in stocks.

When you decide to buy and sell gold, there are a few things to keep in mind.

Decide Where to Sell and Purchase your Gold
The best places to buy and sell gold differ depending on what end of the spectrum you're on. If you're buying, pawn shops are a great choice. At any given time, pawn shops usually have some gold coins or gold jewelry available. What makes pawn shop gold so inviting is the price tag. It's not unusual to find gold for 40-80% of it's actual value.

If you're selling gold, a pawnshop is often your best bet. You can also try online auction sites, jewelers, or gold brokers.

Get it Authenticated
Whether you’re in the process of buying or selling gold, you should be aware of the importance of having it authenticated. Knowing what you're buying and selling is important and being familiar with the current market price is a good idea. It could also be in every body’s best interest to have an impartial third party determine the exact value and authenticity of the gold.

Know the Market
While it's true that the market value of gold doesn't fluctuate as much as the stock market, it's also important to remember that it's not a stagnant market. If you plan on seriously investing in gold, check the market on a regular basis. This will give you a good indication of when the best time to buy and sell gold is.

The trick to successfully investing in gold is learning the ins and outs of the market, starting out with small purchases and sales and learn as you go.

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How Does Pawning Work?

pawnDo you have a few items you no longer need and would like to make some extra cash? Maybe you'd rather have some nest egg money instead of that antique clock or perhaps those old golf clubs are just taking up space in the closet. If you need a little money, it is important to know exactly what it means to pawn something and what you should expect.


Should I Pawn or Sell?
Depending on the type of item you are looking to exchange for money, you may wish to pawn the item or simply sell it altogether. Pawning an item is similar to taking out a bank loan, except the amount of money you receive is commiserate upon the retail value of the item you are pawning. After pawning an item, you will typically have up to 30 days to buy the item back at slight interest. If you would like to put a family heirloom up for pawning, the item can be held for a short time until you can come up with the cash to get it back. For other items, selling may be the best option.


Can I Buy My Item Back?
Yes, you can buy your item back, but it must be done within a time frame both you and the pawnbroker agreed upon. You will be expected to buy the item at same price it was sold along with any additional interest that may have been accrued.


Does Defaulting a Pawn Loan Hurt My Credit Score?
Unlike banks, if you fail to come up with the cash to buy an item back that you have pawned, it will not negatively affect your credit score. Since this type of loan is secured with collateral, such as a wrist watch or a piece of jewelry, the loan is already paid in full at the moment of pawning. Defaulting on this arrangement simply means you cannot afford the original pawning price plus interest and the item is then free to be sold to others.

For those in need of some quick cash, pawning may be an excellent alternative of taking out a bank loan.

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January Birthstone: Garnet

garnetIf you're looking for a special gift with personal sentiment, consider a beautiful piece of jewelry in a January birthstone. As the new year begins, it's the perfect way to celebrate a January birthday with someone special.

Garnet, the birthstone of January, is a deep red Bohemian Garnet that embraces the symbol of love and affection. Although most garnet stones are quickly recognized by their gorgeous red hue, they are actually mined in a rainbow of beautiful colors. African Tsavorite and Russian Dermantoid stones are found in rich, vibrant shades of green. Namibian mines unearth Hessonite and Spessartite Garnet stones in deep shades of brown and fiery shades of orange. Garnet stones from Sri Lanka, known as Rhodolite or Rhododendron, are found in soft, subtle shades of pinks and purples.

At America's Super Pawn, you can find beautiful Garnet birthstone jewelry such as rings, pendants, earrings and more for that special someone on your list. Each garnet stone has unique characteristic that give it special beauty and significance.

Tsavorite Garnet· Tsavorite Garnet: Mined in the East-African bushland between Kenya and Tanzaniz, African tsavorite is a vivid green jewel color that reflects a lot of light. The natural transparency of the stone gives it an almost iridescent glow.

Demantoid Garnet· Demantoid Garnet:As one of the rarest and most expensive garnets, demantoid garnet is considered one of the most brilliant gemstones that exists today. Its glowing bright green color has subtle yellow undertones that give it unique beauty.

Hessonite Garnet· Hessonite Garnet: Known for its rich colors that range from a honey-yellow to a brown-red cinnamon, hessonite garnet makes a stunning piece of jewelry, especially when surrounded by diamonds or cubic zirconium stones that provide beautiful contrast and light.

Spessartite Garnet· Spessartite Garnet: Found in bold shades of yellow-orange and red-orange to brilliant fiery shades of true orange, spessartite garnet is gorgeous. Always natural and never enhanced, these bold colored garnet stones make eye-catching birthstone jewelry pieces.

Rhododendron Garnet· Rhododendron Garnet: Rhodolite is the gemstone name that reflects garnet with lovely pink and purple hues. This rare garnet, a stunning raspberry color with purple or pink undertones, is a birthstone with feminine appeal that any woman would love.

Make this January memorable with a beautiful garnet birthstone that will have a timeless appeal!

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December Birthstone

With the holiday season already upon us, it’s time to find that perfect gift for someone special. Traditionally, gifting jewelry with one's birthstone is considered a heartfelt and personal gesture. There are three birthstones that are typically associated with those born in December; tanzanite, zircon, and turquoise. Each of these beautiful gems have their own rich history, meanings, and qualities. America’s Super Pawn is always receiving and selling new selections of gemstone jewelry. Here are the December stone’s you may be lucky enough to find in one of our shops:

tanzaniteTanzanite
Tanzanite is a relatively new gem, only discovered in the late 1960s. Found only in Tanzania, this birthstone is typically found in a range of vibrant blues and violets. The most valuable and beautiful tanzanites are typically dark with a violet blue tone. Originally sold as an alternative gem to the more expensive sapphire, tanzanite is now sought after for its own beauty.
zircon

Zircon
Zircon is the traditional stone for the month of December. It is found in a wide range of shades ranging from yellows and reds to blue and even black. Colorless zircon also exists, and has been used as a diamond alternative for years. Because of its use as a diamond substitute, a common misconception about zircon is that it is synthetic in nature, however this is untrue. Zircon has a history dating back to ancient times, and synthetic zircons are extremely rare. When given as a birthstone, blue zircon is typically chosen as it is closer in appearance to tanzanite and turquoise.

TurquoiseTurquoise
Like zircon, turquoise also has a long history dating back to ancient times. This gem was highly valued by ancient Egyptians, Persians, Aztecs, and Mongolians. Typically found in its well-known blue-green color, most turquoise gems are opaque though a few transparent examples exist. Turquoise is also sometimes found in a sky-blue color known as "Persian Turquoise". In jewelry, turquoise is often used as beads, making it a great choice for a birthstone necklace.

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Why Pawn Shops Are Great to Buy and Sell Electronics

Used ElectronicsWith the changes happening every day in technology, electronic items are constantly becoming outdated. Whether you want to buy or sell electronics, pawn shops are the way to go.

Why Should I Sell My Electronics to a Pawn Shop?
If you fall under the category of people who buys new electronics as soon as the latest model is released, then you need a place to sell your used items. Here are a few reasons to consider selling to a pawn shop:

Security – Unlike other methods, selling your electronics to a pawn shop is secure. You can complete the transaction knowing with 100 percent certainty that you won’t get duped out of payment.

Fair Reimbursement – Pawn brokers will evaluate your electronics and make a fair offer. If the product’s relatively new and in good condition, you can make more by selling to a pawn shop than you would by selling to an individual.

Pawn Option – Another upside to taking your used electronics to a pawn shop is the option is take out a loan. If you need cash fast, you can pawn your electronics and receive their full value. As a plus, you get the items back once your loan is paid.

Why Should I Buy Electronics from a Pawn Shop?
Because it’s nearly impossible to keep up with new electronics, some people prefer to save money and buy used. If you’re considering doing this, contemplate the following:

Age – Most pawn shops won’t purchase electronics that are older than two years. Therefore, you know you’re getting a quality product instead of an ancient piece of junk. If you do find an older item at a pawn shop, it’ll be reasonably priced.

Testing Ability –
Even though most pawn shops have an “as-is” policy on electronics, you’re welcome to try the product before you purchase it. Consignment or thrift shops might not offer this, meaning you get stuck with a broken item.

Low Prices –
If spending 500 dollars on an item that’ll be outdated within a year is not your thing, pawn shops are for you. You can get a nice, gently used item for a fraction of the price of buying new.

I’m convinced; what do I do now?
For more information on buying, selling, and pawning your electronics, stop in America's Super Pawn today!

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Important Tips On Selling Jewelry to Gold Buyers

sell gold jewelryIn hard financial times many people are looking to make some extra cash to help them get by. Selling jewelry is a fast way to make this extra cash on the fly. Before you head out and sell your jewelry, it is important to know what you are doing and what to expect. Going out there with no knowledge of what you are doing is a fast way to get ripped off. Knowing these tips before heading out to buy and sell jewelry can help prevent any costly mistakes from happening.
When looking for a place to sell your items look, for a reputable jeweler or pawn shop to get an estimated value. This will give you a good place to start when looking for buyers. Beware of con artist that will try and get you to part with your jewelry at a much lower price than it is worth. Know your buyer ahead of time; if they are reputable you can expect a fair deal. This goes for buy as well.

Gold is valued by it weight. Knowing the weight of your jewelry is a good way to prevent you from getting a lower deal than you should. When your jewelry is getting weight make sure that different karats are not on the scale together. A buyer might try and weight them together and pay by the lowest karat you have. A gold buyer has to be licensed by the state before he can buy gold. So it would be wise to ask to see credentials before you decide to sell. Someone refusing to show you these credentials should not be someone you sell or buy from.

Ready any fine print to know all the terms and conditions. Avoid a costly mistake by knowing the all the details of the deal before entering into it. Hold on to any paperwork they give you and take pictures of the items before selling them. Knowing how long you have to wait before getting reimbursed and how long you have to change your mind and get your items back.

To buy and sell jewelry safely know what to expect. By knowing what to expect and what to look for, you can prevent yourself from being ripped off. Going to a reputable pawn shop, like America's Super Pawn, will ensure that you get your money’s worth every time.

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The Services Americas Super Pawn Offers

pawn shopAmerica’s Super Pawn offers a variety of services for our customers. If you need a quick loan for an emergency, or you are looking for that special something at a great price, America’s Super Pawn is your place to go.

•Experts on Jewelry Repair
Our selection of jewelry is beautiful with experts that are able to repair your special pieces with care. If you need a watch battery replaced, come into America’s Super Pawn and we can get your favorite watch ticking before you leave.You will not find our jewelry experts at other pawn shops because we specialize in repair for our customers.

•Our Financial Services
Our stores are like no other pawn shops you have experienced. If you have goods you want to sell or a loan to help you get through the week, our customer service specialists will assist you immediately. We also offer bill-pay and check cashing to our local community. We are here to help you with whatever services you might need with a smile. You can bring your broken gold in and we will give you top dollar, so grab those old rings and necklaces and let them make you money. In addition to these great services we also offer more on your loans than our competitors. It is our way of quality customer service.

•Our Quality Customer Service
Our representatives are here to assist you with shopping or financial services. You are valued as a customer of America’s Super Pawn. Our comfortable environment is in every visit to our super stores. Service with a smile and a helping hand are two of the great things we offer to our customers.

•Our Quality Merchandise
You can shop for discounted merchandise with ease in our comfortable locations. Browse around and enjoy our shop we welcome your business and it shows.Find unique items at discounted prices that you won't find anywhere else. Come on in today experience the America’s Super Pawn difference in your neighborhood.

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November Birthstone: Topaz

topaz
One of the best gifts you can give someone is birthstone jewelry. Why? Because people naturally gravitate toward the color that's associated with their month of birth. It's special, and it shows that you've taken the time to pick out something that will mean something to the person you're giving it to. 

November's birthstone jewelry is generally known as topaz, although you may find other variations of stones that are associated with this fall month, such as citrine.

About Topaz
Topaz has been known to date back as far as 2,000 years ago and is known as one of the gemstones that form the 12 gates to the Holy City of the New Jerusalem. These stones are said to protect against enemies and are a symbol of beauty and splendor. “Topaz”comes from the Greek name “topazos” meaning “green gemstone” and the Romans dedicated the topaz to Jupiter.

Topaz can be found in a variety of colors ranging from colorless (white) to yellow, orange, red-brown, light-green and more. The most rare and valuable topaz is yellow or pink to reddish-orange, which is know as “imperial/precious topaz”.

Topaz is very versatile; therefore it can be cut into a variety of shapes such as square, round, pear, oval, heart, or even shapes depicting animals. America’s Super Pawn’s collection of gemstone jewelry is ever changing. Stop in today to find your perfect topaz piece!

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The Benefits of Pawn Shop Loans

cash loanPawn shops have been around for centuries, and they seem to be getting popular once again. They are definitely gaining popularity in providing cash loans. Many people choose a cash loan through a pawn shop over payday loans and other traditional bank loans. There are several reasons pawn shops are rising in cash loans.

How Pawn Shop Loans Work:
Cash loans through pawn shops are very simple. There are only a few steps to go through, and then you get your cash. Here is how the process works.
   •Bring an item to use as collateral for the cash.
   •Your item will be evaluated by several different methods to determine its worth.
   •Decide on a loan amount with the appraiser.
   •Communicate with appraiser on internet rates and payback date.
   •Sign Forms.

After the above steps, you will have a certain amount of time to pay off the loan and interest. Once this is done, you will receive your collateral back. If you fail to complete payments, the pawn shop will keep your items' worth.

Advantages of Pawn Shop Cash Loan:
   •Convenience: There is nothing more convenient than a pawn shop. They are on just about every corner. You can get in and out in no time. It doesn't take much time to evaluate your items' worth.
   •No Credit Checks: A pawn shop will never run your credit before approving a loan.
   •Not On Credit Report: Unlike bank loans, if you miss a payment through a pawn shop cash loan it does not go on your credit report. If you don’t pay they take your item and move on.
   •Low-Risk: If you take out a payday loan, you have to risk your upcoming paychecks. This can affect your daily life. Pawn shops do not require anything other than your item.

Next time you are in a situation that requires immediate money, you should take a serious look at using a pawn shop cash loan. This risk is low, and the process is simple and quick. Sometimes, you can be in and out in 30 minutes!

get cash today pawn show sarasota

3 Myths and Truths About Pawn Shops

electronics
Pawn broking
is an ancient method for obtaining consumer credit. For about 3,000 years, the basic concept has remained the same. A customer turns over an item in exchange for cash or a short-term loan. The customer has no obligations because if the loan is not repaid, the shop simply sells the item to get its investment back. Here are three myths and truths about pawning to help you better understand how shops can assist you.

Myth: Pawn shops serve a narrow base of repeat customers.
Truth: All kinds of people use pawn shops! Customers can turn to pawn brokers for many reasons, a lot of them simply wanting to find a great deal!

Myth: It’s easy to get profit on stolen items or get rid of them by pawning them.
Truth: Laws, both state and federal, require that shops put an item’s description and numbers in a database or other police-approved system that keeps track of stolen property. If a shop fails to do this, it could be charged with selling stolen goods.

Myth: Pawn shops operate willy-nilly.
Truth: Most localities require that pawn brokers be licensed and regulated. All shops must follow federal rules; their obligations are similar to regulations banks must adhere to. The Patriot Act also mandates that pawn shops compare customers to the Treasury Department’s listing of known terrorists.

get cash today pawn show sarasota

October Birthstone: Tourmaline & Opal

October is one of few months that share 2 different birthstones: Opal and Tourmaline. While they have obvious distinguishable features, they are equally beautiful and unique. Tourmaline is a favorite gemstone for many because of its wide array of beautiful colors. Opal gemstones are truly unique because each individual gem is adorned with a one-of-a-kind color combination.

tourmaline gemTourmaline
Tourmaline is a great gem because it is not limited to one color. It can be found in shades of cranberry red, hot magenta, pink, peach, orange, canary yellow, mint, grass and forest green, ocean blue, violet, and more. It has also been known to display many colors in one gemstone. These multi-colored gems are highly prized and sought after.
Most green tourmalines are strongly pleochroic. Stones that show attractive colors in both directions—such as bright green in one and blue in another—are the most valuable. These semi-precious gems have been nicknamed the “gemstone of the rainbow”. They are often used as large pendant stones because they are usually found as large crystals and can be used as large, exquisite, flawless gemstones. Though they can be found in many colors and shades: red, green, blue and multicolored- especially watermelon- are the most prized. Stones similar to tourmaline include ruby, emerald, pink sapphire, and aquamarine.


Opalopall
In ancient times, the Opal was said to be the “Queen of Gems” because it displayed the colors of all gems. Like fingerprints, each Opal is truly unique due to its one-of-a-kind coloring, including blues, greens, reds, yellows, and many more. Another beautiful characteristic is when turned and moved, colors appear to shift, creating a gem that can be wore with just about anything!
Accounting for 95-97% of the world’s supply of Opal, it is Australia’s national gemstone. Due to their water content, usually ranging between 2 and 6%, Opals may easily become brittle. You may think this means not wearing it too often is best, but it is actually better to wear this stone as often as possible because it will receive the proper amount of humidity from the air and skin of the wearer.

If you are in search of a unique piece of gemstone jewelry like the tourmaline or opal, stop in one of our locations to see what we have available! 

get cash today pawn show sarasota
get cash today pawn show sarasota

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Pawn Shop Sarasota and Bradenton: Cash Loans, Car loans, Jewelry loans, Title loan, Instant Quick cash, FPL payment, Jewelry sale, Car stereo and audio,  Diamond sale, Boat loan, Video gaming & Tools. Serving: Anna Maria, Lakewood Ranch, Bradenton,  Longboat Key, Nokomis, North Port, Orlando, Osprey,  Sarasota & Venice.

 

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